Fighting for the Full Scope Your Property Deserves.
Most contractors won’t put in time to navigate the lengthy claim process. We make that time for our clients so that you pay your deductible at most.
Full-Service Insurance Claims Support
Storm damage can be stressful, but filing your claim doesn’t have to be. We manage the process from the first inspection to the final nail, ensuring every step is documented and nothing is overlooked.
Thorough Inspections
We don’t just glance at your roof and call it a day. Our team performs a complete storm damage inspection, documenting all visible and hidden issues with photos and detailed notes.
Adjuster Representation
Insurance adjusters work for the insurance company, not you. That’s why we attend the inspection meetings and advocate on your behalf, ensuring the damage is properly assessed and fairly covered.
Paperwork & Supplements
Insurance claims involve piles of forms, strict deadlines, and technical terms. We handle all of it: from initial filing to submitting supplements when hidden damage is discovered mid-project.
Clear Communication
We keep you updated throughout the process with plain, straightforward explanations, not confusing industry jargon. You’ll always know what stage your claim is in and what to expect next.
Straight Answers to the Questions Every Homeowner Asks
Common Concerns We Solve for Homeowners
“What if the insurance adjuster doesn’t agree with your findings?”
That’s why our thorough inspections are backed with detailed reports and photo documentation. We give adjusters clear, professional evidence that makes it hard to deny or minimize legitimate damage.
“Can’t I just let the insurance adjuster handle it?”
You could, but you’ll likely end up with less coverage than you deserve. Adjusters work for the insurance company, not for you. That’s why we provide adjuster representation, attending inspections and pushing for a fair, complete scope of work.
“Won’t my insurance company cover everything right away?”
In reality, initial estimates often miss hidden damage. That’s why we handle all paperwork and supplements on your behalf, ensuring nothing is overlooked and your claim reflects the true cost of repairs.
“I’ve heard roofers stop communicating once the contract is signed. How do I know you’ll keep me updated?”
We’ve built our reputation on clear communication. You’ll receive regular updates in plain language, not confusing insurance jargon. Our team keeps you in the loop, so you’re never left guessing where your claim stands.
HOMEOWNER’S INSURANCE GUIDELINES
What Insurance Typically Covers in Minnesota
Hail and Wind Damage
Minnesota storms often bring hail and high winds that can crack, dent, or loosen roofing materials. Even small impacts can compromise your roof’s protective surface, leading to leaks and long-term deterioration if left unaddressed.
Missing or Bruised Shingles
Strong winds can lift or completely tear shingles away, while hail can leave “bruises” that weaken the material. Both issues reduce your roof’s ability to protect against water intrusion and often qualify for insurance coverage.
Storm-Caused Leaks
When storms penetrate your roof’s surface, water can seep into your attic or living space. Insurance typically covers leaks directly caused by storm events since they pose immediate risks to your home’s structure.
Damaged Flashing, Vents, or Decking
Storms don’t just damage shingles. High winds and hail can bend flashing, dent vents, or even crack the wooden decking underneath. These vulnerabilities often require full repair or replacement to restore your roof’s integrity, and they’re typically covered by insurance.
Interior Water Stains from Roof Leaks
When storm damage allows water inside, the result is often stained ceilings, bubbled paint, or damaged drywall. Most policies cover these interior effects when they’re directly tied to storm-related roof damage.